LANZARON UN SMARTHPHONE DISEÑADO PARA ADULTOS MAYORES QUE INCLUYE BOTÓN ANTIPÁNICO

By: LosAndes.com 

La firma argentina Exo presentó su modelo “Spanky Fácil”. Tiene solo 6 íconos en la pantalla principal y cuesta $3.000. Una empresa argentina lanzó un smartphone orientado a los adultos mayores y personas que sufren de disminución visual, que llega con seis grandes íconos en la pantalla -lo que permite visualizarlos rápidamente- y permite entre otras cosas enviar mensajes de texto georreferenciados ante cualquier contratiempo del usuario.

Pese a que el 12% de la población mundial supera los 60 años -la Organización Mundial de la Salud (OMS) considera adulto mayor a las personas de esta franja etaria-, son raros los equipos que se diseñan pensando en ellos.

¿Qué debería, en principio, tener un celular para estos destinatarios? Por empezar, pocas funciones en el display principal y que sean de gran tamaño.

Con eso en mente, la firma Exo lanzó hace pocos días su modelo Spanky Fácil, un equipo que con su pantalla táctil de cinco pulgadas (con resolución de 720 x 1280 pixeles) cuenta con un acceso para hacer y recibir llamadas y otro para el programa que administra los SMS, además de tener dual SIM, que permite usar dos líneas en una.

También tiene íconos para la galería de imágenes y videos, la cámara de fotos, los programas usados recientemente y uno muy importante que cumple la función de botón de pánico.

Esta última función puede configurarse para enviar una llamada o un mensaje de texto que toma la ubicación del GPS del celular a fin de que el destinatario sepa donde se halla el adulto mayor en situación de crisis. La versión de Android que usa es antigua: 4.4 KitKat.

Tiene 8 GB de almacenamiento, que puede incrementarse por una tarjeta microSD, y 1 GB de RAM. Sus cámaras frontal y trasera, de 2 y 5 MP, respectivamente, permiten tomar imágenes y videos sin demasiadas exigencias.

La batería es removible y tiene una capacidad de 2100 mAh, lo que le brinda una autonomía de un día sin necesidad de recarga, en función del uso que le demos. Viene con una funda de silicona transparente para amortiguar caídas y un film protector de pantalla.

Al probar el Spanky Fácil (que se vende liberado a 2.999 pesos) se encuentran algunos problemas en el software, como cuando se quiere incluir un número de teléfono entre los favoritos y en el funcionamiento del botón de volver a la última pantalla.

El teléfono de Exo no es el único disponible en el mercado local destinado a los adultos mayores y con problemas de visión limitada: hace unos meses, la empresa argentina, Coradir lanzó su smartphone CS400 Senior, que ahora se vende a un precio de 1.995 pesos, un dual SIM con pantalla de 4 pulgadas, memoria RAM de 512 MB, almacenamiento de 4 GB expandible hasta 32 por tarjeta micro SD y batería de 1500 mAh.

 

 

http://www.losandes.com.ar/article/lanzaron-un-smartphone-disenado-para-adultos-mayores-que-incluye-boton-antipanico

HOW TO TELL IF YOU SHOULD MOVE IN RETIREMENT

By: Emily Brandon | U.S. News

Moving into a less expensive home in retirement can be an opportunity to improve your retirement finances. You may also be able to move closer to good health care options or the leisure activities you desire most. But moving to a new town can also create problems because you need to re-establish a support system of friends, neighbors and services. Here’s a look at some of the reasons you might want to consider moving to a new place in retirement.

You live in an expensive city.

If you live in a high-cost city near your job, relocating to a town with significantly lower housing costs could allow you to improve your retirement savings and perhaps even retire sooner. For example, if you sell your current home for $300,000, purchase a new house for $150,000, and pay $25,000 for moving and transaction costs, you could add $125,000 to your nest egg. If your new state has a lower overall cost of living or tax rate, you may also be able to reduce your ongoing living expenses. But be careful when moving to save on taxes. “If you live in a state that has a high tax rate and you are thinking of moving to a state with no income tax, they have to make up that money somewhere,” says Tyler Gray, a certified financial planner and founder of SageOak Financial in Tulsa, Oklahoma. “Something like sales tax or property tax might be higher, so you may not save that much net.”

You have more space than you need.

Most retirees no longer need a large home once their children have become independent adults.”You can downsize and stay right where you are,” says Daniel Leonard, a certified financial planner and founder of Marathon Retirement Planning in Danville, California. “You could have a five-bedroom house and downsize into a two-bedroom condo.”

You want to reduce your insurance and maintenance costs.

A smaller home often lowers your ongoing bills for property taxes and insurance. You will also have fewer rooms to heat, cool and maintain. “Your utilities and general living expenses are highly dependent on where you live,” Gray says. “Compare the costs of living between where you are thinking about living and where you live now.”

 

You don’t live near friends or family.

Moving near your children or grandchildren can enrich your retirement years, and they can be an important source of support when you need it. “That doesn’t necessarily mean you have to live in the backyard in a granny flat,” says Mildred Warner, a professor of city and regional planning at Cornell University. “Look for a place where you’re living near them, so when you need them they are there for you, but on an everyday basis you can be as independent as possible.”

If you already live among a network of family and friends, moving to a place where you don’t know anyone can create challenges in retirement. “You need to figure out where you are going to do your grocery shopping and where you are going to go to the doctor,” Leonard says. “You don’t have work to give you structure and a place to be and a social life.”

Your house won’t easily accommodate aging.

Some homes can be modified to make them safer and more comfortable for aging residents, but in other cases a move to a home that is easier to maintain becomes necessary. “You are also likely to want to become a renter rather than an owner so that someone else has the responsibility of home maintenance,” Warner says. “At some point you may give up your car, so you want to be in a community that has transportation options.”

You’re interested in a new retirement lifestyle.

Whether your retirement plans include daily golf games, strolls by the water or simply never shoveling snow again, a move might be necessary to pursue your desired hobbies. “Most people, when they retire, are going to try to be closer to family and better medical care and some kind of lifestyle choice,” Leonard says. “If you are not 100 percent sure, go rent a place for a summer or a season, and make sure you really want to be there.”

 

http://money.usnews.com/money/retirement/articles/2016-09-12/how-to-tell-if-you-should-move-in-retirement?int=money-rec

WHAT YOU NEED TO KNOW TO LIVE IN MEXICO: INSIDER TIPS

By: Ted Campbell | TransitionsAbroad.com

As a foreigner living in Toluca, a Mexican city without many foreigners, I often get asked the same questions, and naturally I have my standard responses.

Cómo llegaste a México?” is a common one, which literally translates as “How did you come to Mexico?” My answer, “in an airplane,” usually gets a big laugh.

Of course they mean why did I come here, and what did I do to be able to live here. But besides getting the laugh, my answer is the quickest way of giving the truth. I didn’t make much of a plan before I moved to Mexico six years ago, just bought a one-way ticket and packed my bags.

I didn’t know about immigration requirements, I barely spoke Spanish, and I didn’t have a job lined up, although I already had experience living and teaching English in other countries. But for the most part, I winged it, made many mistakes, and learned as I went.

Despite romantic notions of moving to a foreign country with warm people, countless beaches, colorful cuisine, and mountain towns of brightly-painted homes on winding cobblestone streets, many practicalities must be considered before you make the move to Mexico. What will you do for work? Where will you live? How long can you stay, and what’s your legal status in the country?

The good news is that compared to the U.S., Canada, and Europe, you can live well in Mexico on a small income. A big meal at a modest restaurant costs between $2 and $3 U.S. dollars. You can get a liter of freshly-squeezed orange juice on the street for about $1 USD. You can fly across the country for $50, and get a hotel on the beach for less than $10.

So the first piece of advice I can offer is to save as much money back home as you can before you come. But what’s more important is that you come with an open mind. In Mexico, opportunities present themselves to curious, tolerant people. Things are a little different here; after all, this is the country that Dali said was even more surreal than his paintings.

So along with your patience, curiosity, and savings, here some things to consider if you want to live in Mexico.

Your Immigration Status

Most travelers to Mexico get permission to stay as a tourist for six months upon arrival. Save the stamped part of the form with the amount of time written on it that you filled out at the airport or on the border, because you’ll need it to leave the country.

Besides staying in Mexico as a tourist, your other option is to stay as a temporary resident. There are several kinds of residency, but two important ones are the temporary residency with permission to work, and the temporary residency without permission to work. Each must be applied for at a consulate outside of Mexico, and each must be renewed yearly.

Before you can get permission to work, you must have a job offer. With that job offer and all the corresponding paperwork, you can then apply for the visa. The process is a little complicated, but you don’t need a lawyer, just someone to help if you don’t speak Spanish.

If you don’t know what you’ll be doing for work, and you’re not sure how long you want to stay in Mexico, I recommend that you simply come and stay as a tourist while you figure everything out. Once your six months are up, take a trip across the border, stay a few days, and come back for another six months. You may feel like a resident, but until you start working, you really are just a tourist.

Unless you’re going to fly or take a long-distance bus ride, for safety’s sake don’t carry your passport and stamped tourist form with you everywhere you go, but make a photocopy of both to keep in your purse or wallet.

An immigration officer gave me this advice once while she was asking me about my status in the country. I had no ID with me, but I was calm and polite with the officer, who eventually let me go. The same wasn’t true for an angry American they had stopped outside the same bus station — the officers told me that even though he had his passport, they were going to take him to immigration jail because he’d been rude.

Getting a Job in Mexico

The best way to get a job in Mexico is the same as anywhere in the world — search online or on the street for places to work, and then pay them a visit to ask for a job interview.

If you already have a profession, such as engineering or finance, search company websites for employees with foreign-sounding names. Because your future employer will need to provide you with a sponsorship letter to take to immigration, they need prior permission from the government to hire foreign workers. If the company already has foreign workers, the process should be much smoother, as they’ve done it before.

Teaching English is always a possibility, as schools both private and public are all over the country. Your chances of getting a teaching job are much higher if you have a TESOL/TESL/TEFL certificate, which are all basically the same thing. It’s easy to do a course online, though you could also do one in Mexico, which means that once you finish the course, the school where you did the training may want to hire you. Many common EFL (English as a Foreign Language) franchises offer teacher training in Mexico.

Some schools (and companies) will offer to do the immigration paperwork for you if you sign a contract. This may be a good option, saving the time and money you’d spend doing it yourself, but make sure that you actually want to work there for the entire length of your contract. And read it carefully — do you have to work weekends? Attend frequent unpaid meetings?

As a foreigner, especially in a tourist destination, you should be able to find an under-the-table job, like bartending, waitressing, or teaching in a small, conversational English school. The pay will be low, and with these jobs you can’t get legal permission to work. In this case, simply stay as a tourist and make border runs every six months.

In order to get a legit job, you’ll need originals of official documents like your birth certificate and all degrees and transcripts from higher education, and possibly even high school. While back home, get official certifications called apostilles. They’re typically easy and inexpensive to get — if you’re from the U.S., look at the website for the Secretary of State where you live. In Michigan, where I’m from, the apostille for my birth certificate cost one dollar.

Then print a few copies of your resume in Spanish and put them in a manila folder. Dress nice — Mexicans can be quite formal, especially in serious situations.

Although you can look for jobs online, it’s unusual for Mexicans to hire anyone by email. Before I came to Mexico, I must have sent 20 emails to universities and other schools, and I got no responses. In most cases, you’ll need to visit the place where you want to work and go through several interviews before you’re hired.

Getting an Apartment

Like for getting a job, the best way to find a place to stay is to walk around a neighborhood you like. You’ll see signs with phone numbers for places to rent, though if you don’t speak Spanish, you’ll need someone to call for you.

This can vary from region to region, but in most places you’ll pay a security deposit equal to one month’s rent at the beginning. You’ll sign a contract, usually for one year, and get a receipt every month you pay. If you don’t, be suspicious.

Don’t rent an apartment above a restaurant, where cockroaches and other bugs are more possible, and strong cooking smells are guaranteed.

Once you move in, to hook up any new services, like Internet, you need another bill that shows your address. This is called a comprobante de domicilio, which is also necessary for opening a bank account. The good news is that it doesn’t have to be in your name, but only show your address, so ask your landlord or a neighbor (in an apartment) for a recent electric bill.

Another consideration is whether to get a furnished or unfurnished apartment. Obviously, unfurnished apartments are much cheaper. Furniture is easy enough to buy (the cheapest coming from the carpenters you’ll see walking around on the street with unvarnished tables, chairs, and bed frames), but most unfurnished apartments also don’t have refrigerators or stoves, which are definitely more expensive.

So if you aren’t sure how long you’ll stay, look for furnished apartments, which are more common in downtown areas where people come to work temporarily, or near universities where there are lots of students.

On the other hand, hostels and small hotels are inexpensive everywhere, and you can usually bargain for a much lower price if you stay longer, like for a month or more. So don’t be in a hurry to find an apartment when you first move to Mexico — get a good hotel first.

Dealing with Authorities

In Mexico, 90% of officials are reasonable, polite, and willing to do anything to help. But give these well-meaning and hard-working people a hard time, and expect the worst.

In the U.S., when confronted with unreasonable situations (being told “no” with no explanation, having to wait for long periods of unexplainable time), a common reaction is to throw your weight around. “You can’t do this to me! I know my rights! Let me see your supervisor.”

Do this in Mexico, and you’ll get nowhere, or worse: Your application will be rejected, your documents will be “lost,” or you’ll get arrested.

No matter what, stay calm and pleasant in official situations, such as at the immigration office, at the bank, or with the police. Dress nice, smile at the person, and give the proper greeting depending on the time of day: Buenos díasbuenas tardes, or buenas noches (good morning, good afternoon, or good night).

You may be given the wrong information or told to come back another time with more documents. Because of one tiny error on an application form, you might have to start all over again. They may compare your signature on the form with the signature on your ID, making sure it’s exactly the same. Don’t show anger or impatience, which will only slow you down. Be persistent, but be patient and polite at all costs.

And bring a book — it may take a while.

Traveling Around Mexico

What’s the fun of living in Mexico if you don’t travel? Though it’s a big country, wherever you live you’ll be near a nice beach, a charming colonial town, or an ancient archaeological site.

The bus is an easy option, but for any bus ride to a major city that’s 10 hours or longer, you should be able to find a flight that’s the same price or cheaper, especially if you start looking a few months in advance. For example, there’s no reason to take a bus from Mexico City all the way to Cancun. For this trip, a typical bus ride takes 24 hours and may cost twice as much as a 40-minute flight.

Mexico has four national airlines: Aeromexico, Interjet, Aerobus, and Volaris. They regularly offer big discounts, so sign up for their mailing lists or follow them on Facebook or Twitter to receive notifications.

Regarding bus travel, like elsewhere in Latin America, Mexico has many bus companies that go all over the country. Mexico City, for example, has four bus stations, and each contain 10 or 20 bus lines with big variations in price and quality.

Besides the price, there may be little difference between the expensive bus and the cheap bus, or there may be big differences: no bathroom, a much longer travel time, and a higher chance of a breakdown.

First-class buses have wide reclining seats and are safe for traveling at any time of day, but you’ll pay for it. Like I said, always compare with the price of flights before buying a first-class bus ticket.

To really save money, look for independent bus companies that leave from somewhere other than “official” bus stations. You’ll need to ask around to find them, especially other travelers, as locals may not know about them.

From Mexico City to the southern state of Chiapas, for example, several bus companies like Viajes Aury leave from the sprawling La Merced market near downtown. A first-class bus is at least $100 USD; Viajes Aury is about $20. For Oaxaca, you can take the FYPSA bus, which leaves from near the Blvd. Pto. Aereo metro stop.

Learning Spanish in Mexico

Sure, in Mexico you can get by on a “gracias” and a smile, thanks to a generally friendly and polite people. This is especially true if you live in a well-traveled spot where many people speak English, like the Yucatan Peninsula or Puerto Vallarta, or if you live in a place with a large expat community, like Lake Chapala (near Guadalajara), San Miguel Allende, or any beach town on the beaten path.

But for places less visited by foreigners, a little Spanish goes a long way, and fluent Spanish even more — to find a better job, travel far and wide, and get into fascinating cultural situations. And there’s no shortage of those in Mexico: the Day of the Dead, when people stay up all night in a cemetery visiting their dead relatives; a serenata (serenade), when a 10-piece mariachi band sings outside a girl’s window late at night; or a charro (cowboy) show, often performed on important Mexican holidays.

Signing up for a Spanish class is no guarantee that you’ll learn anything, though if you have the time, it can’t hurt. Look for Spanish classes at big public universities, which often have language centers for international students.

Class or no class, you need to study on your own. Simply living in Mexico and chatting with your neighbors isn’t enough either, although, of course, there’s an enormous advantage to being immersed in the language. But it is most important to spend a little time actively studying every day.

Learning a language is a lot more like going to the gym than going to a classroom and studying a typical grade-school subject such as history, math, or science. If you go to the gym once a week, and get no other exercise, nothing happens. If you go hard for three hours every day, you get sick of it, and nothing happens.

Learning a language is the same. I’m no personal trainer, but I am an English teacher, and I know that to learn a language, you need two things: commitment and patience.

Get a grammar book with exercises in the back, and do one or two pages a day. Go on YouTube and look for videos in Spanish with lyrics, and watch a new one every day. Read newspapers and watch the news in Spanish. And repeat.

Find someone who wants to practice English, and do a language exchange: a one-hour conversation in Spanish, and then an hour in English. (Tip: Do your Spanish part first, to establish the relationship in the language you want to practice, and force yourself to speak zero English during that time.)

Whatever you do, do it every day. 20 minutes a day is much better than a 4-hour cram session once a week. Like at the gym, you may not notice results right away — this is where patience comes in — but after six months, one year, or two years you’ll suddenly wake up fluent.

Trust me, when that happens, everything gets a lot easier and a lot more interesting. Then you can truly enjoy living in Mexico, and you may find that you never want to leave.

 

http://www.transitionsabroad.com/listings/living/articles/moving-working-living-in-mexico.shtml

CALIFORNIA IS THE LATEST STATE TO TRY TO HELP PEOPLE SAVE FOR RETIREMENT

By Rodney Brooks | The Washington Post

So much has been written about 401(k)s and other employer-sponsored retirement savings plans that we sometimes forget theses sobering statistics: 50 percent of American workers — 55 million people — have no access to an employer-sponsored retirement plan.

“The result is a growing American underclass, in which a third of current retirees live almost entirely on Social Security and fully half of future retirees will face reduced standards of living,” according to a  recent New York Times editorial.

Most people have saved very little for retirement, and people without access to company-sponsored plans, such as 401(k) plans, save even less. According to the Employee Benefits Research Institute, 57 percent of Americans have less than $25,000 saved for retirement, and more than a quarter say they have $1,000 or less.

Legislation to address the issue through an auto-enroll IRA have gone nowhere in Congress. So a patchwork of state programs is cropping up across the nation.

California is the latest with its California Secure Choice Retirement Program. The state’s 6.8 million workers who don’t have an employee plan would be automatically enrolled in the new program, and 2 to 5 percent of their salaries would be automatically deducted from their payroll checks — unless they opt out.

“This is a landmark step towards ensuring that nearly 7 million Californians who have been closed off to retirement savings accounts, get access to a simple way to build their assets and economic security over time,” said Blanca Castro, AARP California Director of Advocacy.

The legislation still needs to be signed by Gov. Jerry Brown, but that is not expected to be a problem.

Thus California becomes the latest state to pass such a plan. Similar plans have been passed in several states, though they all are different. Connecticut, Illinois and Oregon have passed already passed laws. Altogether, 30 states are at various stages of considering them.

 

https://www.washingtonpost.com/news/get-there/wp/2016/09/05/california-is-the-latest-state-to-try-to-help-people-save-for-retirement/?wpisrc=nl_finance&wpmm=1

MORE AMERICANS MOVING TO MEXICO AFTER RETIREMENT

By: CCTVAMERICA.com

As more and more baby boomers retire, many Americans are heading across the border to Mexico to spend the sunset of their lives. Growing up in Chicago, Susan Curra never dreamed she would live in Mexico. Now she couldn’t see herself living anywhere else.

“We actually read an article in the Chicago Tribune talking about retiring in Mexico on 10 dollars a day, which of course is impossible, but we were intrigued. So we came to Mexico and we absolutely loved the country, the culture, the vitality, the ambience? the weather. It’s cheaper to live here,” Curra said.

It’s not hard to see why she and others have moved here. The U.S. dollar is worth more than 19 times the Mexican peso – making this country a bargain.

“A retiree comes to Mexico to spend less then what they would in the United States. A place with better weather and better services with their pension of 40 to 50-thousand dollars in the U.S., they could not live there with the same quality of life as they could in Mexico.” Representative of Mexican Association of Retirement, Carlos Sandoval said.

While this year Mexico was named by International Living magazine as the third best place to retire.

The central Mexican city of San Miguel de Allende is an example of a thriving community of foreign retirees. Almost 9 percent of the people living here are from abroad.

http://www.cctv-america.com/2016/09/21/more-americans-moving-to-mexico-after-retirement

 

 

A RETIREE’S VIEW FROM MEXICO: BUENA VIDA.

By: CBSNEWS.com

Picture this: Sunshine and low to mid 80s nearly every day, low humidity, free healthcare and affordable housing that includes a maid and someone to clean the pool. It’s estimated that thousands of Americans and Canadians aren’t just picturing it — they’re living it, in a lakeside town in Mexico just a short drive from Mexico’s second largest city, Guadalajara. With Mexican immigrants in the United States serving as a political hot potato, the lesser discussed issue is the number of Americans who relocate to Mexico, CBS Detroit reported.

The number of foreign-born residents of Mexico doubled between 2000 and 2010, according to the Huffington Post, with Americans representing three-quarters of the documented foreigners.

WWJ Newsradio report Sandra McNeill caught up with Terry McKinnon, a former Detroiter who retired to Mexico ten years ago.

“I looked at my income,” he said. “I was going to end up on Social Security in a year or two at that time and I would have been in subsidized housing.”

McKinnon said he doesn’t even know how he would have been able to afford insurance for his car.

Then he saw a story on Ajijic. He decided to give it six months. “It was at six months that I got a dog, because I knew that this was home; I’d found it.”

McNeill met many Americans and Canadians on a recent trip to the town with cobblestone streets and buildings that are hundreds of years old. A woman from San Diego told her she couldn’t afford to live in the U.S. anymore. A retired couple from Wisconsin told her they came to Ajijic just to visit, and on the second day they bought a house.

McKinnon said there are no hard government census numbers for the area that surrounds Lake Chapala. “My guess would be 5,000 to 7,000 (expatriates) year-round and as many as 15,000 in the winter.”

The cost to live in the area, McKinnon said, varies depending on how much and where you like to go out, and whether you buy or rent. “People are living here…It can be done, on a tight budget, it can be done on a $1,000 a month,” said McKinnon. “You couldn’t live on $1,000 a month in the Detroit area.”

The town is rustic. It’s not unusual to see someone sauntering down the street on the way home from work on a horse. There are horses grazing on grass at the sides of the roads at every turn.

Healthcare, said McKinnon, is subsidized by the Mexican government for permanent residents. “Many of the doctors are taught in the United States…I think the healthcare system is much better than the United States. When I go in and talk with the doctor, he knows me, we know each other. It’s not in and out in five minutes and on to his next patient to make another $500. He’ll spend a half hour, easily, with me, talking.”

Susan Case of Madison, Wisconsin — who bought the house on the second day — said, “Oddly, I haven’t found anything even slightly difficult. It’s been very, very eye-opening to me that’s been as easy as it has been. We have not had any trouble getting used to anything.”

When McNeill asked what’s the hardest part about being American and living in Mexico, McKinnon found it difficult to fight back the tears.

“The hardest thing to adjust to is actually the quality of the Mexican people….They’re the kindest, gentlest people and they’re so helpful and so friendly. You feel cared about down here. I came here alone, I knew no one. And I have friends, and I feel loved.”

 

http://www.cbsnews.com/news/americans-immigrate-to-mexico-to-retire-report-better-living-conditions/

IS MEXICO YOUR PERFECT RETIREMENT DESTINATION?

By: Donald Murray | InternationalLiving.com

I haven’t always lived in paradise but these days, I do… And so can you for far less than you might think. And, if you don’t want to live in paradise full time, you may consider investing in a second home.

Cancun hosts a thriving rental market that continues to grow as a significant number of the 5 million annual tourists decide to make Cancun their retirement home; some, like me, preferring to rent rather than buy.

As I write this, I’m sitting at my desk appreciating a remarkable view of gorgeous Nichupte Lagoon. My office is in a spare bedroom of our beachfront penthouse condo here in Cancun, Mexico. With two master suites, modern kitchen, three-bathrooms, living room, laundry room and a private, large rooftop terrace that spans the width of the building, our monthly rent is $1,000. And that’s completely furnished.

The window to my right provides a stunning panorama of the aqua-green lagoon a stone’s throw away. Down the hall to my left a large glass window overlooks the magnificent turquoise-jade water of the Caribbean Sea and sparkling white sand only steps beyond.

Purchase prices on these beachfront, multi-level penthouse condos in the Brisas complex where I live run from $175,000 to $350,000 depending on upgrades and condition. Each penthouse unit is about 1,600 to 1,800 square feet. Smaller units on lower floors sell for $100,000 to $150,000. Each unit is individually owned and rarely commercially advertised. Many owners maintain these residences as their vacation homes, living in Mexico City or even Stateside. There are ample opportunities for rental income, if desired.

My wife, Diane, and I found our place in the traditional manner; by walking through several complexes and jotting down phone numbers of units advertised for sale. Sometimes, an owner will prefer the stability of a long-term tenant in exchange for fewer annual dollars and less management associated with vacation rentals.

One example of a beachfront property that may fit the bill is currently listed for less than $100,000. This adorable like-new and fully furnished studio condo is in a great location, away from the bustle of the popular Hotel Zone and still allows beachfront access in the Puerto Juarez area. Mixing the benefits of a hotel with a condo, you’ll enjoy onsite restaurants, low monthly maintenance fees of only $95 and resort-type amenities. This one looks tough to beat for $99,500.

While Cancun is certainly best known as a beachy, Caribbean vacation destination and tourists rarely make it beyond their resorts or local night spots, the city offers excellent infrastructure and a non-touristy vibe for those living here full time. But you have to move away from the beach to find it. There are hospitals, clinics, doctors and dentists, and more than enough shopping to keep even the most avid shopaholic occupied. An international airport connects to all major hubs worldwide and modern paved roads throughout the area facilitate easy transportation. Should you not wish to drive, the city is awash in taxis, and buses seem to run on all major arteries every couple of minutes.

To live close to the beach, you can find a large and lovely three-bedroom executive home in the upscale Bonfil area. With over 4,300 square feet, you can enjoy a wonderful Caribbean lifestyle in this stunning home for only $288,000. It’s great value and only 12 minutes from the beach.

If you are considering a second home with rental potential when you’re not using it, you definitely want to find something on the beach. Another example of one such unit is a two-bedroom, two-bathroom condo in the Villas Marlin Complex. Located in the desirable Hotel Zone, this two-level corner unit has been remodeled and offers a wraparound terrace which considerably expands your living area. And for only $225,000, this 900-square-foot unit would make a great second residence with excellent potential for rental income.

With year round temperatures almost always in the 80s F, you’ll have plenty of sunshine to enjoy the tropical waters of the Caribbean Sea on your doorstep.

https://internationalliving.com/2016/09/mexico-perfect-retirement-destination-yoho/