This will make you want to visit the Riviera Maya

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By Tibisay Montilva and Edith Marrufo 

Currently, it has been talked about the incredible things that can be enjoyed in the beautiful Riviera Maya, such as its beautiful turquoise beaches and white sand, the beautiful landscapes and its archaeological destinations that always open their doors to Tourists, Retiree and Snowbirds.

Is a 130 kilometer stretch of Caribbean coastline between the resort city of Cancun in the north and the Mayan ruins of Tulum in the south. Other communities and towns that are part of this famous Mexican beach vacation destination include Puerto Morelos, Playa del Carmen, Cozumel Island, Puerto Aventuras, and Akumal. Being a part of the Yucatan Peninsula, the Riviera Maya has more to offer than its beaches. There is a rich history with many cultural influences and a diverse population. This combination has developed a cosmopolitan feel to the area with a focus on food, activities, shopping and of course, the beach life.

Riviera Maya is one of the favorite places to vacation or live the retirement either temporarily or permanently, that is why the number of visitors to this destination increases every time. Just in 2016, La Riviera Maya registered a total of 4.7 million visits, one million more than 2015.

Due to the increase in visitors and all the activities that can be done in this destination, different companies have been innovating in their services, be it hotels, restaurants, events, guided visits, etc. On this time, we will talk about Blue Cx. They are experiences consultants, transform a traditional vacation into an experience, can offer you a selection of luxury condos and houses with private pools and Jacuzzis. They organize excursions to archaeological sites, attraction parks visits, yacht tours, private dinners, laundry, cleaning, spa, massaging and hairdresser appointments (also in the comfort of your rented home). 

This agency analyzes the profile of their guests and do what is necessary to offer you experiences that fit your personality.  Even if you already have a property they will be able to assist you there too. The main focus is to increase your demand generation so your ROI (return of investment) accelerates and grows. 

They have permanent demand from exclusive guests that guaranty the growth of your occupancy even in low seasons because they fully dedicate to manage your property as if it were theirs..Controlling maintenance and housekeeping they are able to make your investment profitable under a vacation rental model business. 

Riviera Maya hides many beautiful places and services that you should know, since it is one of the best places to snorkel, see reefs and marine species, know the ancient ruins and relax. If you visit Riviera Maya I can assure you that it will be an experience that will stay in your memory forever.

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Medical Tourists Retire In Mexico After One Visit

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By Jeffery | Doctours

What have you heard stories about our neighbors to the south? Tales of intrigue? Some medical tourists retire in Mexico after experiencing life there.

Medical Tourists Retire In Mexico After One Visit

Thousands of North Americans have settled on the Mexican riviera of Lake Chapala. Gringos have been living there for decades.

First of all is climate. Nigh one mile high and surrounded by mountains, Lake Chapala weather is spring-like year-round.

Further more, Mexico is not far. And lakeside is a half-hour south of the international airport of Guadalajara. That’s Mexico’s second largest city.

Most popular with expats is Ajijic, having:
* movie theaters,
* big-box stores,
* medical and dental clinics, and
* international restaurants, cafes, and bars.

Medical Tourists Retire In Mexico With Little Money

Especially relevant, your money goes far in Mexico. Most Americans and Canadians chuckle at the advice they heard back home about saving. A couple can buy housing, food, entertainment, recreation, and travel and still spend less than $1,900 a month.

Most noteworthy, costs in Ajijic are well below those in Toronto:
* Rental: 67% lower
* Restaurant meals: 62% less
* Groceries: 56% cheaper.

Hence International Living magazine voted Mexico the world’s top international retirement destination for 2017.

Medical Tourists Retire In Mexico: What’s the Attraction?

A research study found most who relocated to Mexico saw their expectations met. Also they enjoyed life more and were happier than in their country of origin.

Most expats cited three reasons: weather, cost of living, and no stress. A fourth reason was access to affordable, high-quality health care.

Expats admired Mexico’s society. Their work-life balance is healthier. They enjoy spending time with family. And they respect elders and treat them with compassion.

In conclusion, if Mexicans can live up North, gringos can live down South. If not forever, at least long enough to get well.

Original Source : http://bit.ly/2yRsJgD

Living in Puerto Vallarta Mexico

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By Banderas News

For many the thought of living in – or even near – a major tourist resort is about as appealing as a buying a condo in Disneyland. But here in Vallarta, the incredible natural beauty, combined with a small town atmosphere and the inherent warmth and friendliness of the local people, attracts foreign residents who enjoy the good life.

With a colorful blend of the old and the new, the Banderas Bay region offers an unrivaled combination of simple pleasures and sophisticated charms. Fine dining restaurants, art galleries, upscale shopping centers, internet cafes and nightclubs peacefully coexist alongside taco stands, street-side vendors and open air markets selling Mexican handcrafts, and strolling Mariachi bands.

But much of Puerto Vallarta’s magic is in the hearts of her people. Often described as “one big, happy family,” Vallartenses are known for their hospitality and for going out of their way to welcome foreign residents. And, since the Mexican people are extremely tolerant of different lifestyles, international residents and Mexican locals can live side-by-side in harmony – provided that the expatriate can learn to be creative and adaptable.

Puerto Vallarta is an unhurried refuge for people seeking more than just a beautiful beach. Those of us who choose to live here embrace the challenge of learning patience and understanding. Taking the time to “stop and smell the roses” along the road to becoming bicultural gives us the opportunity to grow – and to enjoy a more relaxed way of life.

Original Source: http://bit.ly/1UmchNF

7 Things to Do Before You Retire in 2018

descargaBy Abby Hayes |  U.S. News

If you plan to retire in 2018, now is the time to start planning for your transition into retirement. You will need to set up new health insurance, max out your workplace benefits while you still can and take last-minute steps to sure up your finances. Here are seven ways to make sure you’re ready to retire next year.

Figure out your stable retirement income. Take stock of any pension or Social Security income you expect to get during retirement. This stable income should form the basis of your budget, but probably won’t cover all of your expenses. This is your base retirement income that your savings and investments build upon.

Look at your other retirement income sources. Determine what you can expect to draw down from your personal retirement investments. You may want to meet with an investment advisor to develop a withdrawal strategy. If you want or need to continue working in retirement, you can also include any part-time income you expect to receive for the first few years of retirement.

Make your retirement budget. Figure out how much you plan to spend during retirement. This can help you get a handle on whether or not you actually have enough money to retire in the coming year.

One good exercise is to figure out the absolute minimum you need to get by. This means paying essential bills including health care expenses, clothing, food, transportation and other essentials. Then, determine your ideal retirement budget. If you could have the retirement you really want, how much money would that take? This lets you add in things like dining out, traveling and other luxuries.

At a minimum you should be able to cover your bare bones budget indefinitely. But it’s better to delay retirement until you can afford the lifestyle you want. Working an extra year or two might help you to finance a more enjoyable retirement.

Check into your investments. As you approach retirement, it’s a smart time to double check your portfolio allocation. You should be shifting your money into lower risk, lower reward investment options, such as bonds. You can still take some risks, if you can stomach potential declines in your investment portfolio. Just be cognizant of how a downturn in the market could affect your retirement plans.

Figure out your health insurance. If you are 65 or older you may qualify for Medicare, but you should also look at supplemental insurance policies you might need. If you don’t yet qualify for Medicare because you’re retiring early, be doubly sure you have enough cash flow to cover an individual health insurance policy.

Use your paid time off. Check into your bank of vacation time or paid time off. You should definitely use this before you retire, unless you can translate those banked days into cash at the end of your working years. If you plan to look for a new place to live in retirement, that’s an especially good use of any banked time off you have available.

Make a plan for your time. Figure out what you plan to do with your time during retirement. The transition from working every day to a life of leisure can be surprisingly emotional. The best way to fend off boredom and depression is to stay active physically, mentally and socially.

Take some time now to plan a retirement celebration, vacation or to find some volunteer opportunities you can step into as a retiree. This will help smooth the transition into your golden years.

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The Comfort and Convenience of Life in Cancún, Mexico

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By Donald Murray | International Living

My wife, Diane, and I are completing our fifth year living outside the U.S. We began our expat lives in a tiny village on Ecuador’s northern coast. It was a great place for us to start but, after a couple of years, it was time to try something else. Somewhere a bit larger, with a few more of the comforts I’d grown to appreciate over the years. And someplace closer to the U.S. for those occasional trips to see friends and family.

From a tiny Ecuadorian fishing village with dirt roads and one ATM machine, we moved to the Caribbean’s number one vacation destination; a bright, shiny city where the streets are paved, the palm-studded medians in the Hotel Zone are perfectly groomed, and ATM machines are on almost every corner.

Cancún, Mexico, gateway to the famed Riviera Maya, has been our home for the past three years. Situated on the Yucatán Peninsula’s east coast, this tropical haven is brushed by the warm, turquoise waters of the Caribbean Sea and offers every type of water-based activity you can imagine. With the world’s second largest reef system just offshore, fishing, diving, snorkeling, boating, and swimming lead the list—with sailing, submarine reef tours, mangrove tours, and kayaking following right behind.

And when you tire of hanging out on the water, Cancún offers over 700 restaurants, numerous large shopping malls, night clubs, museums, modern movie complexes, big-box retailers, well-stocked supermarkets as well as traditional open markets, major hospitals, and, most importantly, easy access to the rest of the world via a bustling international airport. Florida is less than two hours away. And our love for road trips is easily satisfied here. At least twice per month, we’ll throw our backpacks into the Jeep and head out to explore the culture-rich Yucatán Peninsula.

For those seeking traditional Mexico, you won’t find it in Cancún. Cancún was intentionally built to serve the interests of the international tourism industry, with dozens of shiny hotels and resorts lining a stunning, perfect sugar-sand beach. In the touristy part of the city, many who work in retail businesses speak English, so those arrivals seeking only a suntan and a hangover don’t need to worry.

But for those of us who live here, we know the other side of Cancún. Get away from the Hotel Zone and check out el Centro, downtown Cancún where English is a foreign language and small, family-owned businesses thrive. It is here where you will find a small taste of real Mexico, with a strong Maya influence, and the best restaurants are found along the side streets, close to the neighborhoods where the locals live.

Or take advantage of a modern highway system: drive or buy an inexpensive bus ticket to the colonial cities of Mérida or Valladolid, to explore traditional Mexico. Or travel south to the beautiful city of Chetumal, on the border with Belize.

Living in Cancún is life without compromise. The city offers every convenience at a cost that is greatly reduced from life north of the border. Living here is much cheaper than vacationing here. But more importantly for us, Cancún permits easy exploration of the rest of Mexico, and has the convenience of an international airport.

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3 sunny places to retire — on just a Social Security check

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By Claire Boyte | CNBC.com

According to August 2017 data from the Social Security Administration, the average Social Security retirement benefit is $1,371 per month. Many Americans get professional help to plan their retirement, but in case you only have your Social Security to count on, there are retirement options just a few hours south of the U.S. border. In fact, in these three Latin American destinations, you can actually retire in comfort on Social Security benefits alone.

Mexico

As our closest neighbor on the list, Mexico is a top choice for many retirees because it’s not too far from home, which makes trips back to the States for the holidays or to see new grandkids relatively cheap. But Mexico has a lot more to offer than convenient proximity. To get residency in Mexico, you have to prove that you’ve received consistent monthly income, including Social Security benefits, of $1,300 (or more for permanent residency) over the past six months.

What’s more, once your residency is approved, you can enroll in the Instituto Nacional para las Personas Adultas Mayores (INAPAM) program. Carrying this little plastic card entitles you to discounts on a huge range of goods and services — including health care, leisure activities, public transport, restaurants and airline tickets — as well as discounts on property taxes and water bills in some municipalities.

The lakeside town of Chapala has a thriving expat community, a near-perfect climateand surprisingly low cost of living. A one-bedroom apartment in the city center is just$148 per month, with utilities, Internet and cell service totaling $75. Groceries are similarly inexpensive, with a typical monthly grocery bill — including basics such as bread and cheese, meat, produce and a little extra tossed in for impulse items — can cost as little as $135. All in all, an average monthly budget in this sunny town including nights out, a gym membership and transportation comes out to just $675 per month.

Panama

A bit farther south than Mexico, but even more retiree-friendly, is the small country of Panama. Due to its important port, it’s a huge draw for people from all over the world and regularly ranks in top destinations for American expats. Unlike other countries, the retiree benefits in Panama aren’t just for your twilight years. Under Panama’s Pensionado program, anyone over the age of 18 can apply for retirement-based residency as long as they meet the income test of having at least $1,000 per month in guaranteed retirement income.

Once your application is approved, Panama’s Pensionado program provides discountson everything from utility bills to personal loans. You even get 25 percent off of airline tickets and are exempt from paying import taxes when you bring your household belongings from the U.S.

If you’re looking to move to Panama on a Social Security budget, San Jose de David is the place to be. It’s becoming more and more popular with the expat community, so there are plenty of resources for newcomers of all ages. Typical monthly expenses in this sunny city are a bit higher than in Chapala, but still incredibly affordable, even if you plan to live on Social Security benefits alone.

Rent for a downtown one-bedroom is still a steal at $328 per month, and utilities, Internet and cell service add up to just $85. A month’s worth of groceries is only $145 and a bus ride is just $0.35. All told, you can live a comfortable life including all the good stuff such as movie nights, dining out and a fitness membership for just $877 a month. If you take advantage of the Pensionado discounts, your monthly expenses could be even lower.

Ecuador

Ecuador may not be the first place North Americans think of visiting, but it has avariety of climates, from mild spring-time in the mountains to toasty beach weather on the coast, a comfortingly consistent 12-hours of daylight all year and a very convenient currency: the U.S. dollar.

To apply for Ecuadorean residency as a retiree, you only have to prove that you have $800 in consistent reliable income per month. Of course, there’s still a lot of paperwork to move through, but the income test is one of the lowest around (withNicaragua leading the pack with a measly $600 minimum).

What’s more, those over 65 who receive their temporary or permanent residence are also entitled to many of the same rights as an Ecuadorean retiree, except the right to vote. Among the benefits provided to resident retirees are free health care, a 50 percent discount on roundtrip airfare, 50 percent discount on movie tickets and other leisure activities, and exemption from some local and municipal taxes.

With a fantastic mix of beautiful mountain vistas, bubbling rivers and a mild-but-sunny climate, the city of Cuenca is easy to love. Combined with the convenience of living in a modern city that hasn’t lost its Old World-style charm, the typical monthly expenses of living in Cuenca make it an affordable paradise.

A city-center one-bedroom is just $334 per month, with utilities, Internet and cell service adding another $83. Including a few three-course meals, a yoga membershipand a few hundred dollars of spending money, an average monthly budget is just $887.

While it may take some out-of-the-box thinking, and a little extra paperwork, retiring in south of the border can mean your Social Security income goes much, much further than it would at home. Even if you receive less than the average in Social Security payment each month, a happy, healthy retirement could be just a flight away.

http://cnb.cx/2zivGu6

My Typical Day in Mazatlán, Mexico is Tranquil and Fun

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By Janet Blaser | International Living

I’ve lived in Mazatlán, Mexico for the past 10 years, moving here after my kids were grown. Mazatlán is a mid-sized resort city on Mexico’s Pacific coast, with beaches that attract tourists and surfers, and easy access by ferry to La Paz, across the Gulf of California.

I wasn’t yet retired when I moved here from Northern California, and still had to work, but I’ve been able to start my own business: an English-language magazine for the expat community. It’s not only successful but fun to do, and helped me learn about my new community.

A typical day for me starts out early. I get up with the birds at 6 a.m. and then usually I do some kind of exercise. Maybe I’ll ride my bike along the beautiful beachfront esplanade, called the malecon, that stretches from Mazatlán’s Centro Historico to the hotel zone. Or I might walk along the beach itself, with the water lapping at my feet, for a change of pace and more tranquil scenery.

A few years ago, I took up surfing, and it has become one of my favorite things to do. I was 56 when I started, taking lessons from a local surf school, and have since bought my own board and learned enough that I can go out on my own. It’s something I’d wanted to do my whole life, and finally I’m able to. Most of the other surfers are young enough to be my grandchildren, and I know they get a kick out of seeing me in the line-up, waiting for a wave. I’m not very good, but I always have a great time and love being in the ocean.

Next, it’s time for coffee (iced of course) and breakfast, either at home or at one of several espresso shops nearby. If I’m in the mood, there are also taco stands open only for breakfast, where for under a dollar, I can enjoy a savory chicken, beef, or smoked marlin taco, deliciously complete with handmade corn tortillas, an array of fresh salsas, and the conviviality of my Mazatlecan neighbors.

At first, I struggled to learn to relax and not worry so much or work so hard. That might be one of the hardest things to do—and the biggest benefit to living in Mexico. You read about “leaving it all behind,” and I can tell you from firsthand experience that’s a challenging mindset to adopt. But once you do—and I guarantee if you move to Mexico, you will—you won’t regret it a bit.

If ever I forget how wonderful my life is in Mexico, all I have to do is talk to friends that are still living in the U.S. Then I see just how much I’ve actually forgotten: What it’s like to have a stressful life. A tight schedule. Not enough money to do the things I want. Having to live in cold, dreary weather for months on end.

There’s always a point in the conversation where I have what I’ve come to call a “reality check.” They’ll be on their morning commute to work, already tired and unhappy, and I look outside my window at my view of the sparkling Pacific and remember: This is my life. I did it; I made this happen.

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