The pros and cons of retiring abroad

A couple at a lake.

By Jaimie Seaton | The Week

After working as an environmental engineer for nearly 40 years, Ann Kuffner had had enough of corporate politics. She and her husband, Michael Brunette, who owned a contracting business, were overworked and burned out.

“We made good money, but worked like dogs. We had little free time for family, friends, or hobbies,” says Kuffner, 68, via email from her home in San Miguel de Allende, Mexico. “Once we figured out that we could retire early due to the low cost of living overseas, we took a risk and went for it.”

While still in their 50s, the couple left California and retired to Belize in 2008, where they pursued their passion for scuba diving and other water sports. They decided to relocate to Mexico last year because they wanted more cultural stimulation, and Kuffner says the health care in Belize was not adequate for people their age (Brunette is 69).

The couple is among a growing segment of Americans opting to retire abroad. As of April 2019, the Social Security Administration was sending 685,000 payments to beneficiaries overseas — a 40 percent increase over the past 10 years — but that’s likely just the tip of the iceberg.

“Most people continue to bank in the U.S. and have their Social Security checks deposited at home, even if they themselves are physically abroad,” says Jennifer Stevens, executive director of International Living, a website and publication that advises people on living, working, and retiring overseas.

It’s impossible to know exactly how many people retire abroad, but Stevens — who has been at International Living for 23 years — says the numbers are increasing. And not just for Baby Boomers or those who retire completely.

“We’re definitely seeing more people retiring part-time abroad, in part because they want the flexibility, and also because they have older parents they need to attend to,” Stevens says. “The other trend we’re seeing is people retiring earlier. People are saying, ‘I’m not going to wait until I’m 65; I hate my job. My accountant is saying I have to stick it out for another 8 years. No I don’t. I’m just going to retire now and go overseas.'”

In many of the hot retirement spots around the world, the cost of living is substantially lower. Food, housing, and domestic help is often cheaper. Plus, many other countries boast excellent health care at a fraction of the costs found in the U.S., which makes retiring abroad sound awfully appealing. But how is it done? Can you really just pack up and move to a different country?

Looking at a globe and choosing where you want to retire can be overwhelming, particularly if you’ve not traveled extensively. Stevens recommends making a list of priorities, such as: proximity to the U.S., language, and climate. The dollar will buy an extremely high standard of living in southeast Asia, for example, but it’s far away and can be scorchingly hot.

“The first order of business is to profile yourself and be really honest about it,” Stevens says. “If speaking English is important, if you do not under any circumstances want to learn a new language, that needs to be on your list.”

Next, do your research. Look at published lists of retirement destinations and match them to your priorities. Go online, but be mindful of the sources you use. A country’s tourism site is naturally going to give a slanted view. Stevens recommends joining expat Facebook groups, where you’ll get honest information and can ask questions.

You’ll also want to visit the U.S. State Department’s website, which has information on the legal logistics of retiring abroad. Each country has its own visa requirements, which can be found through their embassy or consulate’s website. Some countries have a special visa to encourage foreigners to settle. For example, Malaysia’s My Second Home Programoffers 10-year visas for individuals over 50 who have at least $84,000 in liquid savings and a monthly offshore income of $2,400.

When you’ve narrowed your choices down, hop on a plane.

“Go and check out the places that are on your short list, but don’t just go for a week,” Stevens says. “Go for a month or two or three and see if you like living there. You may be surprised that the place that intellectually checks all your boxes, doesn’t speak to your heart.” She adds that one inexpensive way to explore is through house-sitting.

When Chip Stites, 72, and his wife Shonna Kelso, 59, decided to retire overseas, they visited three of the nine countries on their short-list, and settled on Italy in 2015.

“We have other connections to Spain and France but we loved Italy,” writes Stites from his home in Reiti, about 90 minutes outside Rome. “The pace of life here, the Italian love of living, a different way of thinking, and living in a culture that is more than 3,000 years old is incredibly appealing to us.”

Stites, who spent 40 years as a certified financial planner, notes that there are downsides to such a dramatic move. As much as he loves Italy, he says dealing with the bureaucracy is tough, and that he had to learn new ways to do basic functions like making a phone call and drying clothes without a dryer.

“Retiring overseas isn’t for everybody,” cautions Stevens. “No place is America-light. If you are looking for a place that’s just like where you live now, only cheaper, you’re not going to find that and retiring overseas may not be for you.”

For those with an adventurous spirit (and kids and grandkids who don’t mind traveling), however, retiring abroad can be transformative.

“I am so happy that we did this,” writes Kuffner. “We are still quite healthy today, now in our late 60s. But I doubt we would be so healthy if we had continued to work so hard in the USA, under such stress.”

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Best Countries To Retire 2019

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By World Population

Retirement is a really exciting stage in life, especially for people who are not absolutely in love with their jobs or the work that they do on a daily basis. The reason retirement is so exciting for people is that it’s a golden opportunity to live on your own time and play by your own rules. If you are used to working a conventional job that takes up at least eight hours of your day, you get to look forward to never having to show up to a desk job or an office building at nine in the morning every day.

Other perks of retirement include…

  • Benefits from social security payments
  • Receive the savings in your 401K account
  • Empty any of your accrued money in a personal retirement bank account
  • Eligibility for applying for Medicare
  • Only work if you want to, not because you have to
  • Less to no work-induced stress
  • The ability to alter your priorities
  • The ability to focus on yourself and nobody else
  • Freedom to travel wherever you want

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The last benefit of retiring from a job you held forever is the one that we are going to focus on today. The majority of people take retirement as the perfect moment to explore the world and move to a location far away from their current home. Now that the work-related responsibilities that people used to have are no longer there, people suddenly feel a travel bug and they act on their dreams of exploring new places.

Are you close to retirement and wanting to start making a list of places you’d like to travel to? Or have you retired recently and you are eager to escape your current city in favor of a brand new place to live? No matter your specific situation, it can be a lot of fun to look into the best countries for retirement. If you are thinking about how your life might change once you retire, then this conversation is for you. Even if retirement is not in sight any time soon, you can still humor yourself and start brainstorming what you want to do when the time finally arrives.

Some of the countries that are considered the best places to retire in include…

Let’s focus on the top three best countries for retirement!

Mexico

Mexico is a country in North America. Located right below the southernmost border of the United States of America, Mexico shares borders with four US states, including California, Arizona, New Mexico, and Texas — from the western coast to the eastern coast of Mexico. The population of Mexico is 132,083,878 people. This makes Mexico the tenth largest country in the world, but the fact that a lot of people live in Mexico is no reason to not move there once you retire. If anything, it’s even more of a reason! Mexico is an absolute beauty for the most part, and you should definitely experience the country at some point in your life.

Mexico City, Ecatepec de Morelos, and Guadalajara are the busiest cities in Mexico, so consider moving to the suburbs or regions of the countries where fewer people live. You can get the best of both worlds by traveling to the coastal cities and bustling urban areas every once in a while, but retreat to your rural neighborhood to get away from the hustle and bustle of the city life.

If you end up retiring in Mexico, you will want to get familiar with the system of money and exchanges in the country. Mexico operates by way of pesos, rather than the dollar, like the USA, or the euro, like European countries use. The most common language in Mexico is Spanish, but you can probably get away with not being completely fluent in Spanish before moving there after your retirement date.

If anything, you will definitely begin picking up on common phrases and eventually you might take the time to teach yourself the dominant language in Mexico. Now that you are retired, you’ll surely have the time to tackle a new language and become fluent in no time at all!

Portugal

Portugal is up there on the list of some of the best countries to move to after you retire. As one of the most traveled to countries in eastern Europe, Portugal is also a main tourist attraction, which is something to keep in mind. If your goal of moving somewhere abroad once you retire is to get away from the world and spend time in a peaceful environment, then Portugal might not be the best place for you to relocate.

This is merely because the country experiences an influx of over twelve million tourists per year as of 2017, and that statistic has surely risen since the data was collected in this report by Reuters. Tourist season tends to last all year long, and on top of the 10,260,617 people who already permanently reside in Portugal, the streets of the main cities can get crowded in no time at all.

But it’s usually a good sign if the population of a country is pretty massive, right? It tends to mean that the area has an abundance of advantages to offer those who live there. Many people speak English in Portugal, so that’s wonderful news for anyone who is fluent in English and English alone. Other commonly spoken languages in Portugal include Portuguese, French, and Spanish.

The country of Portugal is also a very contemporary place to live, with many modern technological advancements and buildings arising throughout the country. The cultural aspects of Portugal are impossible to pass up, and the charm that the European country naturally exudes will make you feel like you’ve found heaven on earth.

Costa Rica

Costa Rica is a country located in a part of the world known as the Central American isthmus. For clarification, an isthmus is a thin stretch of land that just so happens to fit perfectly in between two larger land masses. In the case of Costa Rica, the country is positioned in between Nicaragua to the northwest and Panama to the southeast.

Costa Rica has been named one of the happiest places on Earth, primarily because the country operates in many ways that oppose the modern way of living. The use of technology is minimal, and people in Costa Rica spend a considerable amount of time in nature. Costa Rica makes for a prime country to retire in if you are in search of a relaxed, lowkey country with an abundance of natural beauty and scenery for miles upon miles.

The current population of Costa Rica is approximately 4,992,208 people. With a total area of 19,714 square miles, there are just about two hundred fifty-four people per square mile of land in Costa Rica. The ratio of people to land is comfortable and livable. If you are convinced that Costa Rica is the country you want to spend your post-retirement life in, then you should look into moving to a city or town near the coastline, like Jaco or Tamarindo. The beaches in Costa Rica are worth visiting over and over and over again. You can never tire of the natural beauty of Costa Rica’s beach shores.

Flag Name Area Population 2019  Growth Rate
Brazil 8,515,767 km² 212,392,717 0.72%
Mexico 1,964,375 km² 132,328,035 1.20%
Japan 377,930 km² 126,854,745 -0.26%
Spain 505,992 km² 46,441,049 0.09%
Australia 7,692,024 km² 25,088,636 1.28%
Portugal 92,090 km² 10,254,666 -0.35%
Costa Rica 51,100 km² 4,999,384 0.93%
Slovenia 20,273 km² 2,081,900 0.03%

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Mérida Yucatán, is quickly becoming one of the most fashionable destinations in the Americas

By San Miguel Times

According to author and FODORS.COM collaborator Teddy Minford, Mérida is Mexico’s Chicest Weekend Getaway, as the Yucatán’s biggest city is quickly becoming one of the most fashionable places in the Americas.

The colonial city of Mérida, in the middle of Mexico’s Yucatán peninsula, is one of those magical places that has somehow stayed under the radar despite gorgeous architecture, fantastic restaurants, and some of the most stylish hotels in the world.

Mérida is popular with Mexican and European tourists, but it’s not really on the itinerary for most Americans visiting Cancun, Tulum, or Chichen Itza. The city is the cultural hub of the region, with historic haciendas, art and history museums, and a location near some of the most fascinating Mayan ruins, colorful villages, and incredible cenotes in the country.

Casa de Montejo, Mërida, Yuc. (Photo: MEL)

But while Mérida would be worth a visit just for its location alone, the real reason this city has topped must-visit lists in recent years (including our own 2019 Go List) are the shops, boutique hotels, and hidden bars that are shockingly hip, incredibly stylish, and packed with more fashion than any other town of its size in this hemisphere.

The city is the perfect size—it’s big enough to keep you interested for at least a few days and small enough that you can get your bearings quickly and learn to navigate the genius grid system (odd streets run north to south, even streets run east to west) within minutes. The city center revolves around the cathedral, which is open to visitors. On weekends and holidays, you’ll find live music and street vendors in the town square, while horse-drawn carriages click-clack through the cobblestone streets.

Paseo de Montejo, Merida, Yucatan. (Photo: Top Mexico Real Estate)

The joy of Mérida is in aimlessly wandering from shop to cafe to bar to restaurant and finding something new hiding behind a crumbling facade. It’s a city where some of the best places are hidden in plain sight, waiting to be discovered. From secret speakeasies and hip hotels to cool cafes and chic boutiques, we have the ultimate guide to the Yucatán’s most fashionable weekend getaway.

CLICK HERE FOR FULL ARTICLE ON FODORS.COM

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Mexican Healthcare Is Excellent and Affordable

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By Don Murray | International Living

If you are like most, one of your primary concerns when considering a move outside the U.S, will be healthcare. Fortunately, you will find, in general, healthcare in Mexico is very good…and in many places it is excellent. Many doctors and dentists in Mexico received at least part of their training in the U.S. (And many U.S. doctors have trained in Mexico, notably in Guadalajara and Mexico City.) Many of them continue to go to the U.S. or Europe for ongoing training.

Every medium to large city in Mexico has at least one first-rate hospital. And a big plus is that the cost of healthcare in Mexico is generally half or less than what you might expect to pay in the U.S. The same goes for prescription drugs. Prescription drugs manufactured in Mexico cost, on average, about 30% to 60% less than the same drugs in the U.S.

Indeed, healthcare in Mexico is good news for expats and future expats. That said, the medical care system is entirely different from what one has experienced in the U.S. so be prepared to go through a learning curve to participate in and negotiate the system. The primary difference and one that is usually quite obvious, is that the care system is not profit driven. Decisions for your care and well-being are not filtered through or guided by any profit motive. Doctors take plenty of time with you and a large number still perform house visits for patients.

Mexico’s national healthcare system is made up of two primary paths. The IMSS system is part of the national Social Security process and was designed for employees across the country. Employees and employers are mandated to contribute to the IMSS plan every month and those funds are augmented by funds from the Federal Government.

Expats, those who hold either Temporary or Permanent residency status, are also permitted to apply for the IMSS program under the voluntary participation process. You may begin the application process online or by visiting a local IMSS office in your community. Be prepared to negotiate this unfamiliar process in Spanish, filling out multiple forms. Those not fluent in Spanish are advised to bring an interpreter to assist and don’t be surprised if it takes multiple visits to complete the registration process.

Currently, participation costs about $40 per month, per person which is more good news, for sure. The bad news is that many pre-existing conditions will prohibit you from participating in the IMSSprogram. Such conditions include but are not limited to cancer, diabetes, heart disease, and addictions. Exclusions can be found here. Other pre-existing conditions may permit enrollment after a waiting period. Nearly all treatment is provided at no cost, including medications in the IMSS program.

The second option for participating in Mexico’s national healthcare program is Seguro Popular. Seguro Popular was established to provide for those who are not able to participate in the IMSSprogram for financial reasons and for those with pre-existing conditions, thereby ensuring medical coverage for all legal residents.

Seguro Popular is an entirely different system from IMSS and has its own set of rules and procedures as well as its own clinics and participating hospitals throughout Mexico. While the IMSS Program is mandated for employees and employers´ participation (as well as those who voluntarily participate), Seguro Popular accepts all who apply without concern for pre-existing conditions or ability to pay. This encompasses the unemployed and chronically ill. Again, expats who hold either Permanent or Temporary residency may apply.

The application process is completed by the “head of the household” who can register his/her entire family for the program. To register for Seguro Popular, locate the Affiliation Office in your Community and determine what documents will be needed for your family´s registration. This one scouting trip may save multiple return trips while applying.

Annual fees are charged based on income and range from $0 to $500 annually per family. Again, this system almost always includes free medication however supplies may be limited.

Another way that expats can manage their medical care is to purchase a private medical insurance policy and/or medical evacuation insurance. The internet is a good resource for exploring those two options.

Finally, expats may choose to self-insure, paying out-of-pocket for all routine expenses while maintaining funds or a credit card balance sufficient to handle medical emergencies.

Mexico’s hospital system is a mix of government operated hospitals and clinics blended with private hospitals and virtually all will quote the cost of treatment in advance. No surprise huge bills at the end and costs must be paid before leaving the hospital. For elective procedures, payment is generally paid up front. Again, no surprises and surgeries and procedures generally cost about a third of the price north of the border.

Many doctors speak English as they have often experienced some significant training in the States. The quality of care is generally excellent. The one area of significant difference is in hospital nursing care. In government hospitals, friends and family are expected to provide general bedside care, including meal service. Professional nursing staff is light. Modern equipment is plentiful in bigger cities and such things as cardiac and brain surgery are commonplace with good results. Mexico now has a thriving medical tourism business as the cost for surgical procedures is usually around one third the cost of the same procedure in the States. Private hospitals usually provide a nursing experience more similar to what you would find in the States.

At the time of this writing, Mexico’s president has declared that he intends to improve and remake the healthcare system to be more inclusive and cost fewer dollars. No changes as of yet, however.

Here are a few examples of typical fees charged for services and procedures in Mexico if paid out-of-pocket. Prices will vary according to location and your particular medical needs:

Treatment Type Price U.S. $
Routine Doctor Visit $12 to $15
Routine Dental Exam $25 to $50
Specialist Exam $40 to $50
Complete Blood Work $50 to $80
X-Ray $24 to $30
MRI $300 to $500
Dental Cleaning $30 to $35
Standard Filling $45 to $50
Dental Extraction $50 to $55
Single Implant $700 to $900
Crown $400 to $450
Dentures $350

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How Much Does It Cost to Be Treated at a Public Hospital in Mexico Without Insurance?

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By QRoo Paul

I recently wrote an article about my unexpected visit to a private hospital in Mexico to get stitched up after I slipped in the shower at a resort.

That article prompted many readers to ask me how much it would have cost to go to a public health facility. Which is a very good question, so I’ll attempt to answer it today.

Before we begin, it’s important to point out that Mexico has different types of public facilities.

Some local hospitals and clinics are operated at the state or local level, like the general hospital in Playa del Carmen, while others are operated at the federal level.

When it comes to state and local facilities, obviously prices can vary. After all, there are 31 states and one federal district. However, if we focus our attention at the federal level, things get a whole lot easier.

IMSS Hospitals and Clinics

El Instituto Mexicano del Seguro Social, or IMSS for short, is a government institution that is tasked with providing healthcare (among other services) to people who are enrolled in that public program.

Many foreign expats choose this healthcare option when they become permanent residents of Mexico. It’s not free, but many people find it very affordable and prefer the level of care over other public health insurance options like Seguro Popular.

IMSS operates over 6,000 family clinics and 390 hospitals. If you spend much time in Mexico, you’ll inevitably come across one or more of their facilities. Just look for this logo:

Even if you don’t have public health insurance, you can still be treated at an IMSS facility; however, you’ll have to pay.

Fortunately, you’ll have some idea what you will expect to pay because IMSS has a set fee schedule.

The most recent one was published in el Diario Official de la Federación on March 22, 2019.

Cost Breakdown by Type of Facility

***Remember, these fees only apply to people who are NOT covered by the appropriate public insurance program***

The original fee schedule is a few pages long, so I decided to just list a few of the common fees below.

You can see the original PDF document (in Spanish) here: 2019 IMSS Cuotas Para No Derechohabientes

Medical facilities are broken down into three levels, and some fees vary by level:

Level 1 Medical Facilities

Provides basic medical treatment, check-ups (e.g. clinics)

Type of Service Cost in Pesos Approx. Cost in Dollars (19:1)
Medical Consultation $783 MXN $41.21 USD
Dental Consultation $832 MXN $43.78 USD
X-Ray $346 MXN $18.21 USD
Ultrasound $546 MXN $28.73 USD
Physical Therapy Session $964 MXN $50.73 USD

Level 2 Medical Facilities

Provides more specialized medical care that includes internal medicine, surgeries, obstetrics and psychology (e.g. hospitals)

Type of Service Cost in Pesos Approx. Cost in Dollars (19:1)
Emergency Visit $1,164 MXN $61 USD
Basic Hospitalization (daily rate) $8,333 MXN $438 USD
Intensive Care (daily rate) $37,410 MXN $1,968 USD
MRI $4,199 MXN $221 USD
Surgical Procedure $22,829 MXN $1,201 USD

Level 3 Medical Facilities

Handles the most serious injuries and/or illnesses that require specialized care and advanced technology

Type of Service Cost in Pesos Approx. Cost in Dollars (19:1)
Emergency Consultation $3,089 MXN $162 USD
Heart Catheterization Procedure $42,864 MXN $2,256 USD
Radiation Treatment (per session) $2,077 MXN $109 USD
Chemotherapy (per session) $7,034 MXN $370 USD

Don’t assume that government operated hospitals and clinics will be your best option financially. Several news outlets in Mexico have reported that prices for many medical services are often lower at private facilities.

Let’s Wrap This Up

I’m not sure how long the IMSS fee schedule will be in effect.

The new president of Mexico, Andrés Manuel Lopez Obrador (AMLO), has promised to revise the public healthcare system in Mexico, making access to IMSS free for everyone — including people not covered by the appropriate public health insurance.

When the new IMSS fee schedule was published in March of this year, AMLO announced at a press conference that the fees would only be temporary — but he didn’t provide a date.

I’ll be sure to update this article, or write en entirely new one, if anything changes.

Original Source

Retirement in Mexico: What will I do all day?

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By Yucatán Expat Life

Paul, an American retiree considering condo life in Mexico wondered what day-to-day life would be like south of the border.

“I have always been active and wondering what most people do all day in a small condo. It sounded great to lay on the beach all day but then what?” the Missouri native queried on a Facebook group catering to expats in Mexico.

Normally, questions like this bring out the trolls. But instead of discouraging or insulting replies, members of the group replied with some thoughtful comments.

Simple pleasures were the thing. Someone from Mexico City said she gets by with “yoga, coffee, walking, reading (at the) English library, lunch or dinner with friends in their or my home or out.”

Learning new things also keeps a retiree busy.

“Take classes. Spanish, if you don’t know it already. After you mastered that, then art or history. School is a great way to meet people too,” was another suggestion.

Some expats went into surprising detail about their own situations. The observations were priceless.

“I totally understand your concern. My husband and I retired two years ago and we moved to Ecuador,” said a retiree from Indiana who urged Paul to be sociable.

“The first thing that we had to do was to put ourselves out there. We found out where the expats met and we went and we introduced ourselves and then we started making friends. That’s how we found out about local activities. My husband started playing Texas hold’em. I joined a koffee klatch, for example. We found out about different volunteer activities and participated. Same thing with the locals. We started with a Spanish teacher and then we met a taxi driver and his family and then all of a sudden we have Ecuadorian friends too. So you can really be as busy as you want to be. There were times whenever we thought ‘whoa, we are busier in retirement than when we were working.’”

The retiree questioning condo life was also invited to look within.

“Well, you might look inside yourself and ask some questions. Are there things you’ve dreamed about in the past? Are there things you always wanted to do? Other parts of yourself you haven’t tapped into – creative parts, perhaps?” said a group member also about to retire in Mexico with “a long list of things that I might be interested in doing. Some of them involve creative pursuits that I never fulfilled. Some involve education and learning. Some involve helping others and volunteering. Some involve nature and health. Some involve socializing and fun!”

And don’t just hang with other foreigners, she advised. With proficiency in Spanish “you will have even more options to connect with people and activities in the local culture that aren’t only expat-focused.”

But the most succinct piece of advice from a Cuban member was possibly the most profound.

“OMG … learn to be with yourself,” she said.

The cheesy old adage is true: “No matter where you go, there you are.”

Original Source

Your Mexican retirement dream awaits

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With its close proximity to the U.S. and gorgeous year-round weather, Mexico is a premier location for those looking to retire. Mexico is currently home to over a million Americans and half a million Canadians, many of whom are retirees. With the baby boomer generation soon reaching the point of retirement, it makes sense to look at their neighbor down south for a place to hang up their hats and enjoy a less stressful lifestyle.

In Western media, Mexico is typically in the news for all the wrong reasons: from drug violence to border control. However, this has not deterred retirees from choosing Mexico as their final destination. With its gorgeous landscape, rich culture, and deep history, retiring in Mexico is a dream destination for many approaching retirement. But there are a few things that you should consider before you head south of the border.

Keep Your Wits About You
Let’s begin with the elephant in the room: How safe is Mexico? Unfortunately, 2018 marked the most violent year in Mexican history, with an astonishing 33 percent increase from 2017 (the previous record). With most of the established cartels disbanding in recent years, violent turf wars between the fractured crews has been a root cause in the increase in violence. To add further insult to injury, most of the crime remains unpunished as killers regularly face impunity from the law.

Of course, much of this violence is directed towards other rival gangs, but innocent people regularly find themselves in the crosshairs of violence – including foreigners. Astonishingly, more Americans are killed in Mexico than in every other foreign country combined. Of course, the caveat is that 31 million Americans choose Mexico as their holiday destination each year (compared to 49 million visiting the rest of the world), but regardless, the number is striking.

Fortunately, there is some good news for those wanting to move to Mexico. Most of the violence is concentrated in five states: Sinaloa, Colima, Michoacan, Guerrero and Tamaulipas, with the US State Department advising citizens not to travel to those areas under any circumstances. Fortunately for potential retirees, many of the most desirable sites in Mexico are located outside these dangerous states. Puerto Vallarta, Tulum, Mexico City, and the entire Southern region are considered safe.

In fact, many American cities are even more dangerous than their Mexican counterparts. For example, New OrleansSt. Louis, and Baltimore each have a higher crime rate than Mexico City. The fact of the matter is that if you keep your wits about you and don’t travel to dangerous areas, you probably won’t experience the slightest whiff of violence. The most important thing is to be wary and stay out of known bad areas – which is similar advice I would give to travelers in almost any city around the globe.

Original Source